Bad Credit Financing – CarQuest Auto Group

Bad Credit Financing

Let us help you get you first car!

Overcoming Credit Challenges

At CarQuest, we understand that a bad credit history doesn’t define who you are as a person. Life can sometimes throw unexpected financial challenges our way, resulting in less-than-perfect credit. While a poor credit score can make obtaining traditional auto financing difficult, it doesn’t mean you should be denied the opportunity to get behind the wheel of your dream car.

Alternative Financing Solutions

For individuals facing challenges due to bad credit, CarQuest offers alternative financing solutions. We have collaborated with reputable financial institutions and credit unions that specialize in providing loans to individuals with less-than-perfect credit histories. Our goal is to help you secure the financing you need to drive away in a quality vehicle, regardless of your credit situation.

Understanding Your Credit Score

To help you better understand where you stand, here’s a tier chart that illustrates how credit scores are typically rated:

700 and Above: Very Good to Excellent - Obtaining a loan with a credit score of 700 or above is usually straightforward.
680 to 699: Good - This range is generally considered favorable by lenders.
620 to 679: Okay or Fair - The closer your score is to 679, the better. Scores in this range may still qualify for financing.
580 to 619: Poor - While not ideal, credit scores in this range may still be eligible for certain financing options.
500 to 580: Subprime - Despite lower scores, credit may still be accessible, albeit with additional requirements.
Below 500: Specialized Financing - Even with extremely low scores, options may still be available, though additional documentation may be necessary.

Let Us Help You

Regardless of where your credit score falls on the scale, CarQuest is committed to helping you find a financing solution that works for you. Our experienced team will work tirelessly to explore all available options and guide you through the process with care and understanding.